LuckyStar64
PR Addict
So I'm not one of the lucky ones (despite the user name) who gets health insurance from work... I actually have to PAY out of my pocket for a high deductible policy. You may not know me-- but I don't race other than pit bikes, and some XR100 powered road racing. Alot less risky IMO than say... +40 on a 450. Can a guy have just a little fun dicking around on minibikes anymore?
So the insurance snoops must have caught that I have some motorcycles titled in my name. Now-- when I say M/C... we're talking about KLX110's, a TTR125 for my GF, a 150R, some 150F's maybe, etc... We're not talking about a Hayabusa here.
So I get a letter/questionnaire in the mail asking if I do any "racing" with the bikes? If so-- then my rates (which have already doubled in the past year) are going to go up per the new Obamacare restrictions.
So I called my insurance agent and asked him if he has any idea what a KLX110 is... haha! Or a TTR125? Basically I told them that they're just trail bikes, and I don't race them at all. They basically said-- "Well that's good, b/c if you do, you're not covered". I would need to get a seperate policy for that. I guess it's OK if I want to over-eat, drink alcohol, smoke cigarettes... but I f I want to ride dirt bikes, old Barack and Co. doesn't approve? Anybody else get this bullshit in the mail yet? I have Golden Rule Insurance-- for now. --L*64
So the insurance snoops must have caught that I have some motorcycles titled in my name. Now-- when I say M/C... we're talking about KLX110's, a TTR125 for my GF, a 150R, some 150F's maybe, etc... We're not talking about a Hayabusa here.
So I get a letter/questionnaire in the mail asking if I do any "racing" with the bikes? If so-- then my rates (which have already doubled in the past year) are going to go up per the new Obamacare restrictions.
So I called my insurance agent and asked him if he has any idea what a KLX110 is... haha! Or a TTR125? Basically I told them that they're just trail bikes, and I don't race them at all. They basically said-- "Well that's good, b/c if you do, you're not covered". I would need to get a seperate policy for that. I guess it's OK if I want to over-eat, drink alcohol, smoke cigarettes... but I f I want to ride dirt bikes, old Barack and Co. doesn't approve? Anybody else get this bullshit in the mail yet? I have Golden Rule Insurance-- for now. --L*64