John250
PR Founding Father
I have been asked by several people about the availability of accident policies to cover them riding their motocross bikes. A majority of my work is representing employers offering Voluntary Benefits to their employees, on a payroll deduction basis. If this were the case, I could offer everyone a couple GREAT policies to them through their employers.
But, with that said, I represent over 34 carriers in the Voluntary market. I will start right away to research and see which policy would cover you guys the best, and have the best benefits to you, with the most coverage. I have a few ideas, that would be able to be ACH deducted. I plan to make some phone calls, and try to put something together. Once I get this done, I will post the information, and hopefully be able to help a lot of the Pitracer followers out.
I know, I have three kids, and my wife and I......I would NEVER be without an accident policy. I have one of the best in the industry (payroll deducted though my wife's employer, who is a client of mine), and I had 6 claims for my family last year. I have MORE than paid for my policy over and over again.
For example, my daughter ran a thorn in her foot.......I had a $70 office co-pay. My policy pays Actual medical expenses as one of the benefits. They did nothing to my daughters foot, but the bill was $330. So I got a check for $330, even though with my insurance, I paid $70. My father ruptured two disc in his back, spent some time in the hospital and had surgery. His policy paid him just under $6000, and he had a $3000 deductible. So he came out almost $3000 to the good after paying his deductible.
So let me do some research, and I will be back with all the guys asking what I can do for a supplemental accident policy for them,
But, with that said, I represent over 34 carriers in the Voluntary market. I will start right away to research and see which policy would cover you guys the best, and have the best benefits to you, with the most coverage. I have a few ideas, that would be able to be ACH deducted. I plan to make some phone calls, and try to put something together. Once I get this done, I will post the information, and hopefully be able to help a lot of the Pitracer followers out.
I know, I have three kids, and my wife and I......I would NEVER be without an accident policy. I have one of the best in the industry (payroll deducted though my wife's employer, who is a client of mine), and I had 6 claims for my family last year. I have MORE than paid for my policy over and over again.
For example, my daughter ran a thorn in her foot.......I had a $70 office co-pay. My policy pays Actual medical expenses as one of the benefits. They did nothing to my daughters foot, but the bill was $330. So I got a check for $330, even though with my insurance, I paid $70. My father ruptured two disc in his back, spent some time in the hospital and had surgery. His policy paid him just under $6000, and he had a $3000 deductible. So he came out almost $3000 to the good after paying his deductible.
So let me do some research, and I will be back with all the guys asking what I can do for a supplemental accident policy for them,