Not trying to piss anyone off. I personally feel it is placing your family in a bad situation if anything happens with no health insurance. People that have nothing, have nothing to worry about. BUT......if you own a house, car, or anything else, then they will come after everything you have if you owe bills.
Totally understand the expense. I have been paying $635 a month for me and my kids on a high deductible HSA for the last 4 years. Luckily, my wife just changed jobs after 23 years, and we lowered our healthcare expense over $5000 a year.
ACA has caused ALL Americans and business owners to pay more for healthcare. Anyone that tries to tell you any different is wrong.
Ride on boys.....no fouls. We are all friends.