Insuring Dirt bikes-- yes or no?

I would say see how much it is going to cost per year, and what they will give you for your bike if something would happen. If you take it on the road for enduro's or Dual Sports I would say insurance is a must. I look at it like car insurance when I get a new bike I get insurance, because of the cost to replace. When the bike gets older, and not worth as much don't have insurance if you don't need it. Also I live by the rule "A lock keeps an honest man honest."
 
I looked this week. I pay $24 a year on my Cincinnati policy with my cars, bikes, and trailer for the 450. It is insured for replacement value of $6500. Only insured for theft and fire. Come steal it, someone......
 
I looked this week. I pay $24 a year on my Cincinnati policy with my cars, bikes, and trailer for the 450. It is insured for replacement value of $6500. Only insured for theft and fire. Come steal it, someone......

does your 450 need a top end or a clutch? how many hours is on that thing. :p
 
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