About 6 years ago I crashed with a No-Fear chest pro on and the top corner of the front chest plate went into my throat and that was it for me. Never raced in anything but a jersey again.
what u have sir is balls, i feel u to that would about do it for me as well, and the feeling of just a jersey is the best. im just a lil girl, i cant take the roost n s**t. maybe i should learrn how to get out front and stay out front? problem solved