I have nothing good to add to this thread. Im staying out of it! Tried not to read it, I didnt want to elevate my blood pressure and have to go to the em room!
Understood.
Red wine helps.
I have nothing good to add to this thread. Im staying out of it! Tried not to read it, I didnt want to elevate my blood pressure and have to go to the em room!
And the insurance companies are loving the fact that they can raise rates.
They have to in order to pay for the now mandatory coverages and to cover the increased costs from those who were previously not covered due to health reasons. Have to offset the additional claims. Nothing is free and Obamacare is not affordable. I'm an insurance agent and losing my health insurance as well due to Obamacare and not being able to keep my existing plan. Out of the estimated 19 million that are insured, 16 million are losing their existing plan.
My insurance won't be cheaper from the government.
Next thing on the list is for big employers to say: hey go get govt insurance. We can't offer it anymore. Hope you don't end up on the other side of the bed doctors, nurses, pharmacists. It will wipe you out.
I would bet that if you dug deep enough you will find a trail of corporate dollars at work through lobbiest in Washington who have been butterring up politicians for years now to make this happen.
Being a self employed contracted employee I have to carry my own insurance. My wife is covered by her employer, and it was cheaper for me and my kids to get our own policy than to go on their group policy. I am with Medical Mutual. I pay $445 a month for a $2500 HSA for me and three kids. It is going up to $489 if I renew before the end of the year (which I will). If I wait, I then have to have things included in my policy that I have no need for. I looked up similar coverage on the exchange, and it was going to be $796 for me and three kids. Affordable huh! And Obviously I don't qualify for any govt. Subsidy on the exchange.
Employers are being hit with increased renewals. Many were offered deals if they renewed early prior to 01/01/2014. All the carriers are showing employers the increases caused by the ACA. It is pretty much a 6% increase to cover the administration cost for ACA. before you even start talking about any thing else.
Most uninsured americans will pay the $95 penalty this year is my guess.
The $95 "tax" not penalty.... will increase each year to where it is no longer affordable that way.
Employers are being hit with increased renewals. Many were offered deals if they renewed early prior to 01/01/2014. All the carriers are showing employers the increases caused by the ACA. It is pretty much a 6% increase to cover the administration cost for ACA.
looks like the Obama care favors big corporations to drop coverage and screw the rest of us.
You do realize that after jan 1 14 that if your wife has ins offered through her work and it is deemed "affordable" by gov standards that you and your children will not be eligible to buy your own insurance from the market place? You will only be able to purchase it through a provider independently from the market.
The $95 "tax" not penalty.... will increase each year to where it is no longer affordable that way.