TwentyThreeMX
PR Founding Father
LOL...
Essentially yes.. as long as you're paying something, they cant/wont turn it over to collections. Just give them $20 every other month or so. Eventually they will get sick of those $20 payments. Ask "what can we do to settle this now" and just offer a lump sum to settle it, start with maybe half of what you owe..
I've only done this a few times, but its worked well. Had one cut in about half, some a little less, and some only by 15% or so, but hey every bit helps, they already got the majority of their $ from the insurance company!
Now i'm not recommending this on a $100 hospital bill, this was when I had $4000 worth sitting around a few years in a row loL (i should stop crashing)
Essentially yes.. as long as you're paying something, they cant/wont turn it over to collections. Just give them $20 every other month or so. Eventually they will get sick of those $20 payments. Ask "what can we do to settle this now" and just offer a lump sum to settle it, start with maybe half of what you owe..
I've only done this a few times, but its worked well. Had one cut in about half, some a little less, and some only by 15% or so, but hey every bit helps, they already got the majority of their $ from the insurance company!
Now i'm not recommending this on a $100 hospital bill, this was when I had $4000 worth sitting around a few years in a row loL (i should stop crashing)