jrminiquad
PR Addict
I have an 85 insured with them right. They also gave me full coverage on it, so I guess if it gets tore up "just out riding in a field" I get get some money for that.GEICO wouldn't insure anything under 100cc
I have an 85 insured with them right. They also gave me full coverage on it, so I guess if it gets tore up "just out riding in a field" I get get some money for that.GEICO wouldn't insure anything under 100cc
It means someone else is listed as the legal owner of the bike as far as the State of Ohio is concerned. Like stated in earlier posts, if ever stolen and recovered, the police would contact the person listed on the title and tell them to come get their bike.
I have a bike in this situation, an older bike. I went to the title bureau to get a title made and they said "sorry, it's already in someone else's name." Of course they cannot disclose the information, so I'm basically screwed. So now before I buy a bike I always get the VIN and run it through that search first.
Actually I always get the vin and google it anyway because it's amazing how many stupid people out there list bikes and have no idea what year it is. I've had some good arguements with dumb kids on the phone when I had to break the news that their bike is 3 years older than they thought....
I have an 85 insured with them right. They also gave me full coverage on it, so I guess if it gets tore up "just out riding in a field" I get get some money for that.
How do you file a claim w/o proof of ownership? I have titles for everything, while it sucks paying the tax, I fill in the amount paid. I guess my aversion to this is I tried to sell a bike a while ago and I had about 3-4 people who called, but didn't want it because I didn't have a title. Just sold my son's 65 and I had about 8 calls on it. Every single person asked about the title. Sounds like I am the only person that gives a crap in here....
Given the number of posts about bikes being ripped off, I guess the reaction I am getting regarding buying bikes without a title is different than I expected.........
Guys that ripped my dad off demanded titles. It's part of the hustle. They don't give a s**t they'll ask but won't care.
Very good info on this thread. I also have bikes with and without titles,and have insurance on 3 of them. 2 bikes where bought out of state buy previous owner and never titled. I have the original certificate of origin from the dealer on one and the original bill of sale on the other. I just asked the original owner to right me a hand written receipt with there signature when I bought them. I was told the same thing about insurance on the dirt bike, you are insuring the vin no# they don't care who's name its in. The name of the policy holder is going to get the insurance money if the policy holder makes a claim.
What hustle? If you gave them clear titles and you took a check, they have legit bikes, can't be stolen if they have the titles. Which is my point exactly. Thanks Georgie!
The bike I lent you?Except for the bike I bought from you!
So passing a fraudulent certified bad bank check over the amount of $400 isn't considered Grand Theft? One had a title. One didn't.
My 08 250 paid out 6400 when it was stolen. Only because of my aftermarket receipts. Value of the bike they told me was 2400. Plus I had $4000 in accessory coverage. It covered my suspension and every aftermarket part. If I would of bought up to 5000 I would of got close to 7000 with all my receipts from my stolen 250. It had a title, but I never transferred it to me. THe state froze the title. And the insurance company was able to call the state get the freeze lifted. I transferred into my name. And then they paid out 30 days later after a huge headache where they actually called malvern and asked them if I wrecked the bike beyond repair. And asked me why there was pics of me racing the next weekend (my 125 at the time) that looked identical.
But they paid.
I wonder how much of a headache it really would be without any paperwork at all. Bill of sales are worthless without a notary I'd imagine.
Anyone ever file a claim on a bike they didn't have titled ?