hershey
PR Elite
Ask for them to send you a copy of your policy form....not just the declarations page. I'd be happy to review it for you. If you want a definite answer, call and ask to speak to a claims supervisor as their decisions will override what a customer service rep tells you as they have the final say.
I have been doing this for 22 years now and there is a racing exclusion in every single auto related policy form out there. However, there are specialty companies out there that have a niche in motorsports that will provide coverage for racing. It's not cheap.
The customer service experience Rep transfered me to a policy specialist because she said she wasn't the qualified person to speak with, the specialist was. It is a specific off road vehicle policy. My agent had told me the same thing when I purchased it. I only called in because of this debate.